Filing for bankruptcy online is not an actual deed that can be done. You can certainly find bankruptcy forms online, find bankruptcy software online or hire a lawyer to fill out your bankruptcy forms online - you cannot actually file your paperwork with the court online.

You will have to submit a specific number of copies of your petition to the court and courts vary on how you must submit a creditor matrix.

Do It Yourself - If you choose to file your bankruptcy after filling out the forms yourself, you will need to research and find the information applicable to your state and to the local courthouse you are zoned for. You will also need to find the bankruptcy expemptions available in your state to use in order to exempt your property from being sold in a chapter 7 bankruptcy.

You will also need to represent yourself at your 341 meeting if you file pro se. Representing yourself saves money, but it can be daunting if you are not familiar with bankruptcy law.

Hire An Attorney - Hiring a bankruptcy attorney is also an option, they will look over your assets, debts and income, advise you on the chapter of bankruptcy that is right for you, and then prepare your bankruptcy petition and file it with the courthouse.

Your bankruptcy lawyer will represent you at the 341 meeting as well. Hiring a bankruptcy attorney can save you a lot of aggravation, it is often high on cost - and for those who can’t pay basic expenses, paying for an attorney may not be possible.